MoneyBase
Our library of valuable financial and investment information and articles
Risk, Retirement and Quality of Life, Pt. 1
In the realm of retirement planning, there is one goal that summarizes the thrust of our efforts:...
Withdrawing Your Money During Retirement
Think of withdrawing your money during retirement as equivalent to devouring a delicious meal you...
21 Smart Retirement Questions To Ask Yourself Before You Retire
Are you concerned about not having enough money for retirement? If your retired years are in the...
Brexit and You: What the Climate Means for Your Retirement
The world’s eyes were in the UK over the past few weeks, and those with vested interests in the...
How Mutual Funds Work
When shopping around for investment products, there is an array of choices to select from, one of...
Constant Communication and Analysis: The Miramontes Method
Imagine that, after a life’s worth of hard work, you’ve saved enough to make the huge...
Rated Among Top Wealth Management Firms by Forbes Magazine
https://youtu.be/k6BrV0bejX8 Miramontes Capital is a Registered Investment Adviser. Advisory...
Multiple Employer Plans: Big Potential for Small Businesses
The subject of retirement plans for small business employers and employees is one that can...
Taking Advantage of Dividend Yields
https://youtu.be/lX8y2rPVS1U Miramontes Capital is a Registered Investment Adviser. Advisory...
Why A Fiduciary Is Important To You
[vc_video link='https://www.youtube.com/watch?v=qWTTetgsFMM'] Miramontes Capital is a...
Miramontes Capital – Miracles For Kids
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How To Allocate Your 401(k) As You Approach Retirement
https://www.youtube.com/watch?v=gBaMkGAL0gQ Miramontes Capital is a Registered Investment Adviser....
How To Invest In Sectors
Miramontes Capital is a Registered Investment Adviser. Advisory services are only offered...
401(k) Contribution Limits
https://www.youtube.com/watch?v=_fG1ZMaFLv0 Miramontes Capital is a Registered Investment Adviser....
Retiring Early?
https://www.youtube.com/watch?v=InhvXtWy7xE Miramontes Capital is a Registered Investment Adviser....
Your Retirement Checklist
https://youtu.be/Hmv0u0VPvyg Miramontes Capital is a Registered Investment Adviser. Advisory...
The 4 Retirement Planning Stages
Miramontes Capital is a Registered Investment Adviser. Advisory services are only offered to...
Managing Your Time In Retirement
Miramontes Capital is a Registered Investment Adviser. Advisory services are only offered to...
Adjusting Your Mindset In Retirement
Shifting into the retirement mindset means more than just rolling out the world map and plotting...
Market Volatility and The Media
Miramontes Capital is a Registered Investment Adviser. Advisory services are only offered to...
How To Invest In Stock Market Indexes
Miramontes Capital is a Registered Investment Adviser. Advisory services are only offered to...
Ways You Can Benefit From Being A Miramontes Capital Client
Making a financial investment through a trusted advisor can come with perks—and here at...
What To Do When The Market Is Up
Miramontes Capital is a Registered Investment Adviser. Advisory services are only offered to...
Is Your Life Insurance Sufficient Enough?
Schedule an in office or over the phone consultation to discuss how Miramontes Capital can help...
Making The Right Choice
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6 Signs Your Budgeting System Needs To Be Revisited
“Beware of little expenses. A small leak will sink a great ship.” -Benjamin Franklin Your expenses...
Choosing A Financial Advisor For Retirement: 4 Crucial Questions
Choosing a financial advisor for retirement is a huge exercise in trust. After saving for...
There Is No Standard Retirement Formula That Works For Everyone
A number of years ago I had a prospective client, Kay, ask me if I was more aggressive or...
6 Investment Risk Tolerance Questions: What’s Your Tolerance?
Think back to the last three financial decisions you made. Do you think your decisions were more...
Cash Flow is King: Securing Your Income Before and After Retirement, Part II
Last blog we addressed a few points of the rather expansive topic of how to secure cash flow with...
Cash Flow is King: Securing Your Income Before and After Retirement, Part I
Keeping up a proper savings plan for retirement can feel like a monumental accomplishment. As is...
Roadmap To Retirement
Schedule an in office or over the phone consultation to discuss how Miramontes Capital can help...
Three Retirement Accounts for Freelancers (and Small Business Owners, Too)
There have never been more opportunities for industrious workers to make their careers out of...
15 Excellent Retirement Quotes And Sayings
As you prepare to say goodbye to work, there are some excellent retirement quotes and sayings that...
3 Common Retirement Fears (And How To Overcome Them)
It is impossible to know how the new phase of retirement is going to feel and how deeply it will...
To Save for Retirement or to Pay Down Student Loans?
What are the first three things you think of when you hear the word millennials? iPhones,...
Retirement and Estate Planning: The Basics
Why is estate planning important for retirees? How can you best prepare for a meeting with an...
5 Things You Can Do With Your IRA Account
An IRA account can be very flexible in addressing your retirement income needs. Many types of...
Is contributing the maximum in my 401(k) the best decision for my retirement?
A common retirement question we often hear is, “should I contribute the maximum in my 401(k)...
10 Uncommon Retirement Plans
Retirement. All those years and preparation and you can finally relax. But after a few weeks, you...
Retirement Planning In Orange County: How much is enough?
The natural question in retirement planning that you want to ask is, “How much is enough?”...
What is the difference between a Roth IRA and a Traditional IRA?
Surprisingly, basic information can be the difference between a happy retirement and a stressful...
Playing Catch-up on Retirement Savings: How to Move the Needle
Nobody likes the feeling of being behind. When it comes to putting away money for your life after...
Volatile Markets: Keeping your Portfolio Above the Influence
In situations when the markets take a downturn, many of us may feel a strong impulse to simply do...
2016: Retirement Priorities
A majority of people work diligently—and need to work diligently—to secure a retirement plan that...
Retirement Resolutions: Prepare for Your Heirs
With the New Year rapidly approaching, Miramontes Capital has put together a few suggested...
Retirement Fears: How Do I Say It?
A client from Irvine, when discussing fears and retirement planning, said that he couldn’t believe...
Connecting Seniors: Retirement and Technology
Ask a professional what he or she pictures for their retirement as far as technology goes, and...
The Treasury’s New Retirement Account: A Helpful Stepping Stone?
Have you ever had the feeling that saving for retirement isn’t possible for you? If you are...
Retirement planning -Robo-Advisers or a Human Touch?
We all remember the story of John Henry and his noble contest against the steam-powered machine....
Retirement Regrets — Part 4
Last week marked National Save for Retirement Week, an opportunity for all of us to consider our...
Aiming for an Early Retirement? Think Outside the Box
Throughout your working years one of the most typical lunch room discussions might be the pot of...
Retirement Regrets — Part 3
We’re back this week with another common regret from the pooled resources of those who have...
Retirement Regrets — Part 2
Last week we started our discussion of common retirement regrets. It’s our hope at Miramontes...
Retirement Regrets – Part 1
Retirement is the time of branching out, trying new things, and simply enjoying your meaningful...
Long-Term Care: Is it a Factor for Your Retirement?
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Who Needs A Financial Advisor?
This question might be asked by someone who feels more than comfortable in his/her path toward...
The Increasing Trend of Boomerang Kids
Irvine is the jewel of suburbia. Couples come to raise their kids in a community that values...
Being Informed, In Order To Inform.
One of the most common reasons people come to see us at Miramontes Capital is that they feel that...
Are You An Under-Estimator?
Everybody knows one. That friend you always have to wait for. At a restaurant, he will text you...
Is It Important To Have A Plan?
The Employee Benefits Research Institute came out with its annual Retirement Confidence Survey a...
How Tariffs May Impact Investors
Tariffs and Investors Despite a strengthening economy and historically low unemployment rates, the stock market continues to be a volatile place. Escalating tensions related to trade have influenced investors, particularly when trade tariffs are concerned. Many...
Interest Rates & How It Can Affect Your Portfolio
The good news is that, chances are, your investments grew in 2017. And while there are no clear signs that the economy is slowing down, the reality is that it doesn’t mean your portfolio will perform as well this year. As we continue into 2018, a new tax bill and a...
What You Need to Know About Rebalancing Your Portfolio
Managing your investment portfolio is a lot like practicing holistic medicine. Achieving proper balance means understanding that the whole body is made up of interdependent parts. If one part is not functioning well, all the other parts are impacted because it’s an...
Market Outlook for 2018
Wall Street is experiencing the second-longest bull market since March of 2009. For the first time since 1935, the Standard & Poor’s 500 stock index logged a 12-consecutive-month positive return in October. Drawn to the strong returns, investors have feasted on...
Tax relief when you’re financially supporting your kids and your parents.
If you are a parent, chances are you know how expensive it is to have kids. A 2017 report by the Department of Agriculture estimates it costs $233,610 for a middle-income family to raise a child born in 2015. Taking care of your aging parent at the same time can be...
Strategies to Help You Prepare for the Tax Season
Like it or not, tax season is here. For many taxpayers, just thinking about the experience causes stress and anxiety. But just like going to the dentist, the more preparation you’ve done up front, the less painful the experience. Here are 6 tips that can help you get...
What to Expect in the First Three Months of Retirement
Your retirement is a long-awaited moment, but like any major life change there are some things to be aware of. The routine you have been accustomed to is changing drastically, which can cause some to be concerned about what to expect. That’s why we’ve gathered some...
Investing In Bonds: What To Know
When it comes to investing, some choose to utilize bonds. Bonds are debt securities issued from companies or entities in order to make money and, in general, present a lower risk compared to traditional stock investments. Here are some key insights about bonds that...
Retiring at the end of the year? Here are the steps to take.
Fall is just beginning but that also means the year’s end is quickly coming. Knowing that your retirement is approaching can be very exciting, but are you properly prepared? Here are steps to take if you are retiring at the end of the year. Do you know how much you...
3 Common Questions About Retirement
In our many years of helping people accomplish their retirement goals, we’ve answered a lot of questions. Here are a few of the most common questions about retirement. 1. Do I have enough to retire? This is probably one of the most common concerns shared by upcoming...
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