Long Term Care and Life Insurance by Miramontes
When planning for retirement, it is important to understand that taxes don’t stop when our paychecks do. Taxes can impact our retirement finances, even after we’re gone. To ensure a stable financial future for you and for your loved ones, tax planning represents a critical part of the retirement planning process. At Miramontes Capital, our tax planning experts can help you develop a plan that meets your needs and goals perfectly.
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About 70% of seniors will eventually need some form of long term care. As we plan for our retirements, most people understand the concept of setting aside money for future expenses. This can include making investments, participating in pension plans, or funding retirement accounts. Government retirement benefits are also sources of income after we retire. These potential sources of income may not be enough, especially when we want our loved ones to be financial secure well after we’re gone. Another aspect that many people do not consider when planning for retirement is how we might pay for long-term care. Miramontes Capital can help.
Life Insurance and Long-Term Care Insurance
For retirement planning, specialized insurance policies provide solutions. Life insurance plans provide income for our loved ones. Long-term care insurance is designed to supplement government plans like Medicare in helping to pay for care expenses not covered under Medicare.
There are many types of life insurance plans. These are typically divided into two major categories: term life insurance and whole life insurance. Term life insurance is a policy that provides coverage for a specified period of time. If you survive past the end of the policy term, there is no payout. Whole life insurance provides coverage until death. Many of these policies build value over time. In both cases, if you die while your plan is in effect, the insurance will pay death benefits to your surviving family members.
Retirement Insurance Solutions by Miramontes Capital
As retirement planning specialists, the team at Miramontes Capital understands that life insurance and long-term care insurance represent parts of a comprehensive retirement plan. We all want a stable financial future for ourselves and our loved ones after we retire. These specialized insurance policies help provide peace of mind.
Because there are so many choices when it comes to insurance policies, guidance can be of great benefit in choosing policies. The team at Miramontes Capital takes the time to understand your needs and your concerns. With this information, we can help you select the insurance plans that meet your needs now and into the future. Our guidance and client care are unrivaled in the retirement planning industry.
Call Miramontes Capital Today. Life insurance and long-term care insurance are critical parts of the retirement plan. Speak to our dedicated retirement planning professionals today by calling Miramontes Capital for more information or to schedule and appointment….Request Free Consultation Today
Miramontes Capital is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Miramontes Capital and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Miramontes Capital unless a client service agreement is in place.
Securities offered through Purshe Kaplan Sterling Investments, Member FINRA/SIPC, Headquartered at 18 Corporate Woods Blvd., Albany, NY 12211
Purshe Kaplan Sterling Investments and Miramontes Capital are not affiliated companies NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY. @ Miramontes Capital | LEGAL INFORMATION