Retirement Planning

Creating Legacies One Portfolio At A Time

Retirement Planning Made Simple….

Retirement planning is the process of identifying future financial needs and goals, then creating a plan to achieve those goals through investments, retirement savings plans, and tax-advantaged pension plans, among many other choices.

You must take into consideration what the market is expected to do in the next 10, 20, 30 years and also decide on your individual risk tolerance over the long term retriement planning phase to address, Assets, Income, Expenses, Debt, Major Purchases, Future Inheritance, Long Term Care, Inflation.

Regardless of your financial needs and goals, our experienced team of retirement planning professionals can map out a plan that is easy to follow, easy to manage, and tailored specifically to the needs of each of our clients.

Call today and speak with one of our Feduciaries – 800.460.1595

At Miramontes Capital we make retirement planning simple. Our unique client first one-on-one monthly meetings insure you’re making the right choices. With over 23yrs helping 1000’s through their retirement journeys, let us help you achieve your goals.

Our unique client first one-on-one monthly meetings insure you’re making the right choices.

  • Establishing and funding retirement savings plans such as Traditional or Roth IRAs, employer-sponsored 401(k) plans, or pension plans.
  • Creating a long-range plan for investments designed with your retirement goals in mind. Investments can include real estate, stocks and bonds, and brokerage accounts, just to name a few of the many choices.
  • Exploring tax-advantaged and tax-deferred strategies to help protect your hard-earned assets now and into the future.
  • Analyzing your future needs, such as educational expenses for loved ones, a future home purchase, or projected medical expenses, then designing a plan that ensures finances will be ready when you need them.

Security In Your Retirement

There are many components that go into a retirement plan. Miramontes Capital and our talented team of planning professionals have many years of experience in this aspect of financial planning, giving us the ability to create a retirement plan designed with your specific goals and desires in mind.

During the process of creating a retirement plan that works for your own goals, we will help you identify options available to you and provide the guidance you need to make smart financial decisions. 

  • Establishing and funding retirement savings plans such as Traditional or Roth IRAs, employer-sponsored 401(k) plans, or pension plans.
  • Creating a long-range plan for investments designed with your retirement goals in mind. Investments can include real estate, stocks and bonds, and brokerage accounts, just to name a few of the many choices.
  • Exploring tax-advantaged and tax-deferred strategies to help protect your hard-earned assets now and into the future.
  • Analyzing your future needs, such as educational expenses for loved ones, a future home purchase, or projected medical expenses, then designing a plan that ensures finances will be ready when you need them.

The talented financial professionals at Miramontes Capital work directly with each client, developing the right plan for each person’s specific needs and desires. We know that many financial concepts are complex – our team excels at breaking down these concepts into easy-to-understand language. The result is a custom-tailored plan that makes sense for you and for your loved ones.

The Many Key Components of Retirement Planning

There are many components to retirement and Miramontes Capital fiduciaries are experts in each of their specific field of expertise. Our team, comprised of award winning talent is here to guide you thru the process of creating your  long term financial objectives.  We specialize in creating custom retirement plans that cater to your specific needs and retirement goals.

Investment Planning

One of the primary components is the concept of investment planning, or the development of an investment roadmap that helps you meet short- and long-term financial goals. The investment planning professionals at Miramontes Capital can help with this crucial part of the retirement planning process.

Financial Planning

The talented financial professionals at Miramontes Capital work directly with each client, developing the right plan for each person’s specific needs and desires. We know that many financial concepts are complex – our team excels at breaking down these concepts into easy-to-understand language. The result is a custom-tailored plan that makes sense for you and for your loved ones.

Tax Planning

When planning for retirement, it is important to understand that taxes don’t stop when our paychecks do. Taxes can impact our retirement finances, even after we’re gone. To ensure a stable financial future for you and for your loved ones, tax planning represents a critical part of the retirement planning process. At Miramontes Capital, our tax planning experts can help you develop a plan that meets your needs and goals perfectly.

Trust & Estate Planning

Our experienced retirement planning professionals at Miramontes Capital are ready to help with comprehensive trust and estate planning services. With our help, you can take charge of your assets, setting a course for a stable financial future for you and your loved ones.

Long Term Care and Life Insurance

When planning for retirement, it is important to understand that taxes don’t stop when our paychecks do. Taxes can impact our retirement finances, even after we’re gone. To ensure a stable financial future for you and for your loved ones, tax planning represents a critical part of the retirement planning process. At Miramontes Capital, our tax planning experts can help you develop a plan that meets your needs and goals perfectly.

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Miramontes Capital is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Miramontes Capital and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Miramontes Capital unless a client service agreement is in place.
Securities offered through Purshe Kaplan Sterling Investments, Member 
FINRA/SIPC, Headquartered at 18 Corporate Woods Blvd., Albany, NY 12211
Purshe Kaplan Sterling Investments and Miramontes Capital are not affiliated companies NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY. 
@ Miramontes Capital | LEGAL INFORMATION