Retirement Planning 

Rated “Top In State Advisors” Forbes Magazine

The Miramontes Experience 

Over the past 23 years, Miramontes has assisted thousands of retirees through their retirement journeys. Recognized as a top RIA by FA Magazine in 2018, our top priority at Miramontes Capital is to assist our clients in reaching their retirement goals. 

Our One-On-One Approach

With consistent review of your finances via one-on-one meetings and phone conferences, educational empowerment, and 24/7 account access. Our personable approach will give you the peace of mind to enjoy your retirement, knowing that you are in the best investments suited for your risk objectives and personal goals.

retirement planning team in Newport Beach
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Constant Communication

It’s unheard of in our industry, but our clients get a call from us every 30-45 days for their portfolio review.

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Constant Analysis

We cover the 5 parts to retirement planning, investment planning, financial planning, life insurance and long term care, trust and estate planning, tax planning.

Experienced Fiduciaries

We are the financial sector specialist. We look for sectors in the markets that are discounted to the overall market by 5%

The talented financial professionals at Miramontes Capital of Newport Beach, we work directly with each client, developing the right plan for each person’s specific needs and desires. We know that many financial concepts are complex – our team excels at breaking down these concepts into easy-to-understand language. The result is a custom-tailored plan that makes sense for you and for your loved ones.

Ongoing Client Events & Communications

At Miramontes Capitol, located in Newport Beach,  we interact with our client often, it’s the cornerstone of our mutual success. Our monthly calls and meetings are pivotal for trust and confidence but at Miramontes that just not enough. We invite all our clients to attend luncheon events and weekly workshops locally.  This format not only informs but elevates our communications to better our relationship for the long road ahead.

We Ask, These Are The Avg Responses.

The better we know a client, your team can fully understand your goals, the better we can communicate and perform.

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How Confident Are Your With Your Financial Plan?

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How Confident Are You In Retirement?

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Are Your Interacting With Your Fiduciary?

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Are You Being Educated About Current Markets?

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Considering Changing Financial Planners?

Figures are based on surveys take during our workshops over the last 14 months of the 578 people polled. 

Our unique client first one-on-one monthly meetings insure you’re making the right choices. With over 23yrs helping 1000’s through their retirement journeys, let us help you achieve your goals. At Miramontes Capital we make retirement planning simple. Lets talk about your retriment planning, were located in Newport Beach.

Managing Financial Futures

There are many components that go into a retirement plan. During the process of creating a retirement plan we will help you identify options available to you and provide the guidance you need to make smart financial decisions.

Retirement Planning

The talented financial professionals at Miramontes Capital work directly with each client, developing the right plan for each person’s specific needs and desires. We know that many financial concepts are complex – our team excels at breaking down these concepts into easy-to-understand language. The result is a custom-tailored plan that makes sense for you and for your loved ones.

Financial Planning

The talented financial professionals at Miramontes Capital work directly with each client, developing the right plan for each person’s specific needs and desires. We know that many financial concepts are complex – our team excels at breaking down these concepts into easy-to-understand language. The result is a custom-tailored plan that makes sense for you and for your loved ones.

Investment Planning

One of the primary components is the concept of investment planning, or the development of an investment roadmap that helps you meet short- and long-term financial goals. The investment planning professionals at Miramontes Capital can help with this crucial part of the retirement planning process.

Tax Planning

When planning for retirement, it is important to understand that taxes don’t stop when our paychecks do. Taxes can impact our retirement finances, even after we’re gone. To ensure a stable financial future for you and for your loved ones, tax planning represents a critical part of the retirement planning process. At Miramontes Capital, our tax planning experts can help you develop a plan that meets your needs and goals perfectly.

Long Term Care and Life Insurance

When planning for retirement, it is important to understand that taxes don’t stop when our paychecks do. Taxes can impact our retirement finances, even after we’re gone. To ensure a stable financial future for you and for your loved ones, tax planning represents a critical part of the retirement planning process. At Miramontes Capital, our tax planning experts can help you develop a plan that meets your needs and goals perfectly.

Trust & Estate Planning

Our experienced retirement planning professionals at Miramontes Capital are ready to help with comprehensive trust and estate planning services. With our help, you can take charge of your assets, setting a course for a stable financial future for you and your loved ones.

Retirement Planning Can Include:

  • Establishing and funding retirement savings plans such as Traditional or Roth IRAs, employer-sponsored 401(k) plans, or pension plans.
  • Creating a long-range plan for investments designed with your retirement goals in mind. Investments can include real estate, stocks and bonds, and brokerage accounts, just to name a few of the many choices.
  • Exploring tax-advantaged and tax-deferred strategies to help protect your hard-earned assets now and into the future.
  • Analyzing your future needs, such as educational expenses for loved ones, a future home purchase, or projected medical expenses, then designing a plan that ensures finances will be ready when you need them.

Request Your Free, No Obligation Consultation

Call today and speak directly with one of our Feduciary Experts, Call Now  800.460.1595

Award Winning Fiduciaries

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3 Times Barron’s Top Advisors

Barron’s publishes four financial advisor rankings each year: The Top 100, The Top 100 Women, The Top 100 Independents and The Top 1,000, in which advisors are ranked on a state-by-state basis.

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Best-In-State Wealth Advisors

The Forbes ranking of Best-In-State Wealth Advisors, developed by SHOOK Research, is based on an algorithm of qualitative criteria, mostly gained through telephone and in-person due diligence interviews, and quantitative data.

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Financial Advisor Magazine: Top Advisors

A ranking candidates are ranked by AUM of the previous year. To be eligible for FA’s rankings, firms must be registered investment advisors and provide financial planning and related services to individual clients. 

TrustFirms with less than $50 million in assets will be published in an online national ranking on FA’s Web site, www.fa-mag.com

Contact Us

Miramontes Capital is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Miramontes Capital and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Miramontes Capital unless a client service agreement is in place.
Securities offered through Purshe Kaplan Sterling Investments, Member 
FINRA/SIPC, Headquartered at 18 Corporate Woods Blvd., Albany, NY 12211
Purshe Kaplan Sterling Investments and Miramontes Capital are not affiliated companies NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY. 
@ Miramontes Capital | LEGAL INFORMATION