Discussing retirement can often lead to the question: where is the right place to retire? Miramontes Capital is ready to lead you in the right direction. To start, beautiful southern California is home to more retirement-ready areas than you may think.

Every individual will have certain needs and wants from a retirement area. It is essential to define what factors are important to you. Do you want access to recreational centers? Do you wish to be closer to family? Would you like to be in a community with people in the same age group? Other common factors that may go into choosing a retirement area can be safety, access to services and the cost of living. To help you in your personal research, we have compiled a list of southern California towns that could be the perfect landscape for your retirement.

Palm Springs

Pleasant temperatures and access to different amenities, Palm Springs has long been a go-to destination for retired individuals. Popular activities include visiting the striking Moorten Botanical Gardens and experiencing horseback rides on the multiple trails in the area.
Learn more about Palm Springs here: http://www.ci.palm-springs.ca.us

Laguna Woods

This small town is filled with a variety of different retired-living communities and community centers. The town offers a wide array of clubs and organizations to join as well. Other points of interest are: the Laguna Woods Village Golf Course and a performing arts center.
Discover more about Laguna Woods here: http://www.cityoflagunawoods.org


Irvine offers the businesses and assets of a big city while fostering the feel of a smaller community. The town offers a variety of activities for retired individuals, specifically volunteer organizations to join and lecture series to attend. The Irvine Lakeview Senior Center hosts a variety of activities year-round that can be a great way to broaden your knowledge and social circle. Irvine is also home to many community parks.
Learn more about Irvine here: http://www.cityofirvine.org

Thousand Oaks

Offering the beautiful greenery of the woods but providing the perfect location to drive to the city, Thousand Oaks could be an excellent fit. The safe community and age bracket would be ideal for any retiree. The town offers a wide variety of parks and gardens including: the revered Gardens of the World and the hiking trails at the Western Plateau.
Find out more about Thousand Oaks here: http://www.toaks.org


The name says it all. If you want to live retired life relaxing by the beach, this small town provides an exciting and fulfilling setting. You can spend your time at the beach or visiting one of the museums, like the California Surf Museum. The Oceanside Farmer’s Market is also a fun destination for locals and visitors. Or you can take a ride on the Coaster, the commuter tram, and head over to San Diego for a day.
Learn more about Oceanside here: https://www.ci.oceanside.ca.us

We want the transition into retirement to be seamless. Before moving, it’s always a good idea to consult with your financial architect at Miramontes Capital. Our team can lead you in the right direction when it comes to your future. Once you do that, visit the preferred location in person and see if it’s the best fit for life after retirement. The time you have in retirement is precious, and you’ll want to make the most of it.



If you’re interested in reading more tips on preparing for retirement, plus real stories of retirees on what they wish they would have done differently, we’ve written a book just for YOU.

And the best part – since you’re on my email list, you can get it completely FREE (normally it’s $17.95 on Amazon)!!

Click here to get your free copy today.

In this book you’ll find valuable information on:
– Adjusting to retirement on a personal level
– Protecting your assets
– Pensions, IRAs, and 401(k)s
– Mutual funds and annuities
– Protecting your principal
– Real life examples to put this all into perspective for you
– And so much more


Interested in more information? We’ve created a free workshop where you can come in and meet us, spend time getting to know our team, and get all of your retirement questions answered. There are only 20 seats available for each workshop, and they fill up fast! Once they’re full, you will have to wait until the next one, so reserve your spot now by clicking here.

You should leave this workshop feeling confident in what your next steps should be, whether you’re 2 years away from retiring or 6 months.

This is your chance to get your questions answered – once and for all!

Miramontes Capital is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Miramontes Capital and its representatives are properly licensed or exempt from licensure. This blog is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Miramontes Capital unless a client service agreement is in place.