Who Needs A Financial Advisor?

This question might be asked by someone who feels more than comfortable in his/her path toward early retirement. It could just as easily be asked by a worker with several part-time jobs, or a worker whose idea of financial planning is to make sure that food is on the...

The Increasing Trend of Boomerang Kids

Irvine is the jewel of suburbia. Couples come to raise their kids in a community that values education and families. When all those kids go away to college, empty nest syndrome can weigh heavily on the parents—but how long does the nest stay empty? Adults 22 to 30 are...

Being Informed, In Order To Inform.

One of the most common reasons people come to see us at Miramontes Capital is that they feel that they have a lack of information about retirement and its processes. How do you think you stack up? This week’s blog includes a (very short) quiz on some basic retirement...

Are You An Under-Estimator?

Everybody knows one. That friend you always have to wait for. At a restaurant, he will text you that it will just be five more minutes. Another text ten minutes later says, “Five more minutes.” You’re about to leave and you get another text: “I’m on my way.” It’s...