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Retirement Regrets — Part 3

We’re back this week with another common regret from the pooled resources of those who have actually experienced retirement. The cause of this regret? An unfortunate misconception: Regret: “I wish I hadn’t overestimated the returns on my investments (and counted on...

Retirement Regrets — Part 2

Last week we started our discussion of common retirement regrets. It’s our hope at Miramontes Capital that you who may be in the middle or just beginning the retirement planning process can learn from others who went through the transition. This week’s regret may come...

Retirement Regrets – Part 1

Retirement is the time of branching out, trying new things, and simply enjoying your meaningful life, right? As retirement approaches, you’ll likely find similar encouraging and empowering messages coaxing you toward getting the most out of your retirement—but that’s...

Who Needs A Financial Advisor?

This question might be asked by someone who feels more than comfortable in his/her path toward early retirement. It could just as easily be asked by a worker with several part-time jobs, or a worker whose idea of financial planning is to make sure that food is on the...

The Increasing Trend of Boomerang Kids

Irvine is the jewel of suburbia. Couples come to raise their kids in a community that values education and families. When all those kids go away to college, empty nest syndrome can weigh heavily on the parents—but how long does the nest stay empty? Adults 22 to 30 are...

Being Informed, In Order To Inform.

One of the most common reasons people come to see us at Miramontes Capital is that they feel that they have a lack of information about retirement and its processes. How do you think you stack up? This week’s blog includes a (very short) quiz on some basic retirement...

Are You An Under-Estimator?

Everybody knows one. That friend you always have to wait for. At a restaurant, he will text you that it will just be five more minutes. Another text ten minutes later says, “Five more minutes.” You’re about to leave and you get another text: “I’m on my way.” It’s...

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Miramontes Capital is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Miramontes Capital and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Miramontes Capital unless a client service agreement is in place.

Securities offered through Balanced Security Planning, Member FINRA/SIPC, Headquartered at 4701 Teller Ave, Newport Beach, CA,92660. Miramontes Capital, LLC and Balanced Security Planning, Inc. are separate companies affiliated through common control. NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.