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Tax relief when you’re financially supporting your kids and your parents.
If you are a parent, chances are you know how expensive it is to have kids. A 2017 report by the...
Life Insurance: 5 Things You Need To Know
Life insurance is a valuable asset in the world of personal finance. Due to the perceived...
Understanding Trust and Estate Planning
Estate planning is an important part of your retirement, especially if you want to have control...
What You Need to Know about Long-Term Care and Life Insurance
Long-term care and life insurance play a big role in your retirement planning. It’s important to...
What High Tax Rates and Inflation Can do to Your Retirement
When it comes time to retire, your assets are very important. Understanding what elements could...
How Can You Minimize Taxes On Your Retirement Income?
When you pay taxes while you are working, it does not seem like such a big deal because you have a...
Steps To A Successful Estate Plan
As you go through retirement, it is wise to consider putting together an estate plan. Having an...
How Much Money Do You Need To Retire?
When thinking about retirement, the natural question you want to ask is, “How much money do you...
Do You Have To Wait Until Age 59 ½ To Take Money Out?
Picture this: you have saved up for years to bolster a healthy retirement fund. But do you have to...
The 60/40 Rule is Broken
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What Rebalancing Means & How It Can Make A Big Impact On Your Retirement
There are many buzzwords surrounding retirement—but there is one in particular you should consider...
21 Smart Retirement Questions To Ask Yourself Before You Retire
Are you concerned about not having enough money for retirement? If your retired years are in the...
Constant Communication and Analysis: The Miramontes Method
Imagine that, after a life’s worth of hard work, you’ve saved enough to make the huge...
Why A Fiduciary Is Important To You
[vc_video link='https://www.youtube.com/watch?v=qWTTetgsFMM'] Miramontes Capital is a...
How To Invest In Sectors
Miramontes Capital is a Registered Investment Adviser. Advisory services are only offered...
Retirement and Estate Planning: The Basics
Why is estate planning important for retirees? How can you best prepare for a meeting with an...
Volatile Markets: Keeping your Portfolio Above the Influence
In situations when the markets take a downturn, many of us may feel a strong impulse to simply do...
Long-Term Care: Is it a Factor for Your Retirement?
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April’s Consumer Credit Report lands Wednesday
WatchWeek Posts
April's Consumer Credit Report lands Wednesday, a measure of just how much the U.S.'s...
February 1, 2023
It's another blockbuster week for earnings reports as well as a rate hike announcement from the...
January 24, 2023
It's a jam-packed week for earnings reports as Wall Street continues to ponder the next Fed rate...
Can You Retire With 500k?
Are you headed for the future you want? Your retirement years should be the best years of your...
5 Mistakes That Could Cost You Thousands In Retirement
1. Falling for Scams. Millions of Americans are victims of elder fraud. They will receive constant...
5 Questions to Ask Yourself Before You Retire
1.) What are your travel plans? This is the time in your life where you should be crossing off...
3 Common Annuity Mistakes That Could Cost You Thousands
1. Investing too much money Annuities are a great source of lifetime income, but sometimes they...
Is My 401(k) Enough for Retirement?
One of the most exciting investment tips we’ve heard in recent years has to do with the 401(k)...
How can I get a bigger tax refund in Retirement?
It’s that time of the year when many taxpayers think about paying their taxes to get their tax...
3 Social Security Mistakes That Could Cost You a Fortune
1) Work at Least the Full 35 Years. The Social Security Administration (SSA) calculates the amount...
How To Choose An Annuity
How To Choose An AnnuityThere are many annuity options to choose from, and how to choose an...
Why Hire an Orange County Financial Advisor?
For most investors who choose to work with a consultant, the advice is not just about investment....
How Tariffs May Impact Investors
Tariffs and Investors Despite a strengthening economy and historically low unemployment rates, the...
Interest Rates & How It Can Affect Your Portfolio
The good news is that, chances are, your investments grew in 2017. And while there are no clear...
What You Need to Know About Rebalancing Your Portfolio
Managing your investment portfolio is a lot like practicing holistic medicine. Achieving proper...
Market Outlook for 2018
Wall Street is experiencing the second-longest bull market since March of 2009. For the first time...
Strategies to Help You Prepare for the Tax Season
Like it or not, tax season is here. For many taxpayers, just thinking about the experience causes...
What to Expect in the First Three Months of Retirement
Your retirement is a long-awaited moment, but like any major life change there are some things to...
Investing In Bonds: What To Know
When it comes to investing, some choose to utilize bonds. Bonds are debt securities issued from...
Retiring at the end of the year? Here are the steps to take.
Fall is just beginning but that also means the year’s end is quickly coming. Knowing that your...
3 Common Questions About Retirement
In our many years of helping people accomplish their retirement goals, we’ve answered a lot of...
Diversifying Your Retirement Portfolio
The term “diversifying your retirement portfolio” is commonly heard when discussing retirement,...
Leaving an Inheritance: What to Know
Leaving an inheritance behind to children or loved ones is a goal that many retirees wish to...
55+ Communities in Orange County
Choosing to live in a 55+ community is a decision facing many upcoming retirees. The choice to...
Probate: What You Should Know
Probate may not be the most glamorous topic concerning estate planning, but it’s definitely an...
How do Interest Rates Affect Pensions?
One factor of retirement planning that may often go unnoticed is interest rates. The highs and...
The DOL Rule: What It Means For You
The Department of Labor (DOL) Fiduciary Rule has been a popular topic of conversation in recent...
Taking The Lump Sum Vs. Company Annuity
The choice between taking your pension as a lump sum or company annuity can highly impact your...
The Retirement Rollover Process Explained
What does a rollover really mean for you and your savings? What is a rollover? Rollover is...
When Should I Start Collecting Social Security?
Social security is an important aspect of your retirement plan but when is the right time to start...
How Much Should I Save to Retire?
The question that’s on everyone’s mind: how much should I be saving for retirement? The reality...
Best Places to Retire in Southern California
Discussing retirement can often lead to the question: where is the right place to retire?...
What Retirees Wish They Had Known Before Retiring
Retirement is a big step in your life, so it is important to be well-informed on every aspect....
5 Retirement Myths to Watch Out For
There is a lot of uncertainty surrounding your retirement years. The last thing you want is to...
How to Avoid Overexposure in a Market Upturn
When trading stocks, you do not want to be overexposed by investing too much into just one place....
Preparing Your 401(k) For Retirement
As you are preparing your 401(k) for retirement, one option you have is to re-allocate it. While...
How to Protect Your Assets in a Market Downturn
We always customize portfolios to minimize risk for each individual investor. Investing in stocks...
Preparing for Retirement With Your Spouse
When many of our clients look back on their life from retirement, it is not surprising that the...
How To Use Dividends For Retirement Income
Dividends can be a great source of income for retirees. When you are ready to start delving into...
Rebalancing Your Portfolio
I’m going to tell you a short fictional story about an investor named Jimmy. Jimmy wanted to be on...
Why Is Fiduciary Duty So Important?
After saving for retirement for most of your working life, choosing the person to manage those...
5 Common Retirement Mistakes
Preparing for retirement is more than just saving enough money to last you through the years....
Paying Off Your Debt Before Retirement
If you have debt that you want to pay off before your retirement, it is important that you come up...
How To Protect Your Assets From Inflation
It can be easy to let inflation defeat you and take away the value of assets. It might sound a...
Miramontes Capital is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Miramontes Capital and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Miramontes Capital unless a client service agreement is in place.
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Purshe Kaplan Sterling Investments and Miramontes Capital are not affiliated companies NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY. @ Miramontes Capital | LEGAL INFORMATION